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Inheritance

Updated over a week ago

Assets Inheritance allows you to securely pass your Bron workspace and its accounts to trusted people, with built-in protection and a clear ownership transfer process. It allows your accounts and balances to be transferred to your chosen beneficiaries in a secure and transparent way, without relying on third parties, lawyers holding keys, or off-chain processes.

Legal Disclaimer

The inheritance process described here is a technical mechanism designed to help ensure that digital assets are not lost and can become accessible to people designated by the account owner.

Bron does not provide legal, estate planning, or inheritance services. This process does not create or replace a will, does not determine legal heirs, and may not have legal recognition under applicable inheritance or estate laws.

Account owners are responsible for ensuring that their use of this feature aligns with their legal estate plans and applicable laws. Bron’s role is limited to providing a technical mechanism that enables access to the workspace according to the configuration set by the account owner.

How Inheritance works:

  1. An account owner invites as many beneficiaries as they wish to the workspace.

  2. Each beneficiary accepts the invitation and sets up their account using a passkey. Beneficiaries have no access to workspace balances or transactions.

  3. From account setup until an inheritance event, the beneficiary should retain access to their passkey and email account.

  4. When an inheritance event occurs, any beneficiary can initiate the inheritance process. At any stage of this process, the workspace owner, guardian or even beneficiary can stop and cancel it.

  5. Once the process starts, all guardians and beneficiaries are notified by email.

  6. A delay period begins: 6 months if the workspace has at least two guardians, or 12 months if there are no guardians.

  7. During the delay period, other beneficiaries or owners can join the inheritance process.

  8. After the delay expires, all existing users except guardians are removed from the workspace. The workspace settings are automatically updated so that any action involving funds or security policies requires approval from all beneficiaries who joined the inheritance process.

  9. After the automatic policy update, beneficiaries can obtain their Signing Access and manage the funds at their discretion — either keep them in Bron or transfer them to any address. If multiple beneficiaries participated in the inheritance process, each transaction requires approval from all of them.

Below is a detailed step-by-step guide for the account owner, beneficiaries, and the actions to take after an inheritance event occurs.

1. Guide for an Account Owner

An account owner’s task is to define the list of beneficiaries, add them to a workspace using their email addresses, and ensure that each beneficiary has activated their account.

Before relying on the inheritance feature, it is recommended to prepare your setup and inform the people involved.

Let your beneficiaries know who your guardians are and how the inheritance process works. Document your inheritance configuration so your beneficiaries understand how access will be transferred if the process is initiated. Inform your guardians about their role and make sure they understand what they may be asked to do.

You should also carefully consider how many beneficiaries you want to designate and what should happen if some of them choose not to participate in the inheritance process.

1.1 How to Add a Beneficiary

  1. Open your workspace.

  2. Go to Workspace → Team Members.

  3. Invite a user and assign them as a Beneficiary.

A beneficiary can be any user with the role of Owner, Member, Viewer or Guardian. An active Guardian can also be designated as a beneficiary. A person may also be designated solely as a Beneficiary without holding any other workspace role. There is no limit to the number of beneficiaries you can add to a workspace.

🚨 If your beneficiaries are also your guardians, they can complete the inheritance process without the owner if the owner misses all notifications about the start, progress, and completion of the inheritance process. Be cautious when assigning the same people both the guardian and beneficiary roles.

If approvals for Team members changes are enabled in the workspace, adding a beneficiary must be approved before the invitation is sent.

After the beneficiary accepts the invitation and sets up their Bron account, their status in the team members list will change to Active.

If a beneficiary didn't receive the invitation or it has expired, the owner can resend it.

After all beneficiaries have activated their accounts, no further action is required from the account owner.

1.2 Beneficiary Space

A user with only the Beneficiary role does not have access to workspace data such as accounts, the list of users, settings, balances, or transactions. A beneficiary has a dedicated interface where they can initiate the inheritance process or interact with an existing inheritance request. No other operations are available in the beneficiary interface.

A beneficiary gains access to manage the funds only after the inheritance process has been successfully completed.

1.3 Managing beneficiaries

The account owner can remove an existing beneficiary or add a new one at any time via the user management page.

1.4 How to Cancel the Inheritance Process

When a beneficiary initiates the inheritance process, all owners, guardians, and beneficiaries receive an email notification.

If the inheritance was initiated illegitimately, an owner can stop and cancel the process at any time before it is completed.

To do this, sign in to the Bron web app or mobile app. A notification about the active inheritance process appears in the interface header. It can also be found in Workspace → Recovery requests.

To stop the inheritance process, open the request and select Cancel request.

The process could also be cancelled by any guardian or beneficiary at any time before it is completed.

When the inheritance request is cancelled, owners, beneficiaries, and guardians are notified by email.

1.5 Owner Participation in the Inheritance Process

If there are other owners in the workspace, they can also participate in the inheritance process. An owner has the following capabilities in the inheritance process:

  • cannot initiate

  • can join after it has been initiated by a beneficiary

  • can cancel at any time

  • can obtain control over the funds after the inheritance process is completed

2. Guide for a Beneficiary

A beneficiary must activate their Bron account after receiving the invitation, securely store their passkeys, and maintain access to the email address used to receive the invitation.

If an inheritance event occurs, a beneficiary must sign in to the Bron web app and initiate the inheritance process.

If there are two or more guardians in the workspace, the beneficiary who initiated the inheritance should contact them and enter the recovery codes in the interface to speed up the process.

Other beneficiaries can join the inheritance process at any time before it is completed (the process takes at least six months). To do this, they must sign in to the Bron web app and select the corresponding option in the interface.

To fulfil their role, a beneficiary must:

  • activate their Bron account

  • maintain access to their email address, as inheritance process notifications are sent there

  • know who the guardians in the workspace are and be able to contact them

  • be aware that an inheritance event has occurred

  • initiate or join the inheritance process when it starts

  • coordinate with other beneficiaries to ensure the inheritance of funds after the process is completed

2.1 Set Up a Beneficiary Account

After a beneficiary is invited, they will receive an email with a link to set up their account.

To accept the invitation:

  1. Open the email.

  2. Click Become a beneficiary.

  3. Follow the steps to confirm: create and save a passkey and join the workspace:


Once the invitation is accepted, no further action is required unless an inheritance process is initiated in the future.

💡 It is recommended to store your passkey in the cloud, for example in 1Password, iCloud Keychain or Google Password Manager. This ensures it remains accessible even if you change or lose your device.

If a beneficiary loses access to their account, they can restore it through the recovery process.

3. Inheritance Process

If the workspace owner is no longer able to access their account (for example, in the event of passing away), beneficiaries can begin the inheritance process.

  1. Any beneficiary can initiate the inheritance process. At any stage of this process, the workspace owner, guardian, or beneficiary can stop and cancel it.

  2. Once the process starts, all owners, guardians and beneficiaries are notified by email.

  3. A delay period begins: 6 months if the workspace has at least two guardians, or 12 months if there are no guardians.

  4. During the delay period, other workspace beneficiaries and owners can join the inheritance process.

  5. After the delay expires, all existing users (except guardians) are removed from the workspace. The workspace settings are automatically updated so that any action involving funds or security policies requires approval from all beneficiaries who joined the inheritance process.

  6. After the automatic settings update, beneficiaries can obtain their Signing Access and manage the funds at their discretion — either keep them in Bron or transfer them to any address. If multiple beneficiaries participated in the inheritance process, each transaction requires approval from all of them.

3.1 Initiating the Inheritance Process by Beneficiary

  1. Sign in to Bron.

  2. Open the workspace where the beneficiary is listed.

  3. Go to the Inheritance section.

  4. Click Request access.

After clicking Request access, the beneficiary will be asked to confirm the inheritance request.

Once confirmed:

  • All assigned guardians will be notified by email

  • All owners will be notified by email

  • All beneficiaries will also be notified

3.2 Joining an Inheritance Request

If multiple beneficiaries are assigned to this workspace, they can join the inheritance request at any time before it's completed. When the delay ends, all beneficiaries who joined the process will gain access to manage the funds. Beneficiaries who did not join will not be granted permission to manage the funds.

To join:

  1. Sign in to Bron.

  2. Open the workspace inheritance page.

  3. Click Join.

Once the inheritance process is completed, all beneficiaries who joined the process become workspace owners.

Workspace owners can also join the inheritance process.

Each time a beneficiary or owner joins the process, the following users receive an email notification:

  • owners

  • guardians

  • beneficiaries

3.3 Two Ways to Start the Inheritance Process

After the inheritance process is initiated, there are two possible paths depending on whether guardian recovery codes are available.

3.4 Guardian Recovery (6 months)

If the workspace has guardians set up, the process can be shortened to 6 months.

To continue, the beneficiary must:

  1. Contact two guardians listed on the screen.

  2. Ask them for their recovery codes.

  3. Click Enter recovery codes and submit them.

This will activate the 6-month security delay.

3.5 Extended Security Delay (1 year)

If the workspace does not have guardians, the 12-month extended security delay starts when the request is initiated.

This allows inheritance to proceed without guardian recovery codes, but the security delay becomes 1 year.

3.6 Security Delay in Progress

The security delay is intended to protect the workspace and gives the owner, guardians, or beneficiaries time to respond in case it was started illegitimately. This delay is required and cannot be skipped.

The length of this delay depends on the workspace setup:

  • 6 months if the workspace has at least two guardians

  • 12 months if the workspace doesn't have guardians

The 6-month security delay starts immediately after entering the recovery codes from guardians.

The 12-month security delay starts immediately after initiating the inheritance by beneficiary.

During the security delay:

  • Other workspace beneficiaries can join the request

  • Other workspace owners can join the request

  • Ownership does not change yet

  • Owner, guardian or beneficiary can cancel the inheritance request at any time

  • Workspace members can operate as usual

3.7 Ownership Transfer

Once the security delay ends, all joined beneficiaries and owners become owners of the workspace.

At this point:

  • Ownership transfers to the joined beneficiaries

  • Joined beneficiaries are granted the Owner and Beneficiary roles

  • Joined owners keep their Owner role

  • Beneficiaries who did not join are removed from the workspace

  • All previous workspace team members (not joined owners, members and viewers) are removed

  • Guardians retain their role in the workspace and can help new owners to recover signing access

  • The inherited workspace behaves as if it was created by the new owners

3.8 Security Restrictions after Inheritance

After becoming a workspace owner, Bron applies additional security protections intended to ensure coordinated actions by the new owners and prevent any of them from acting unilaterally.

3.9 Security Restrictions When One Beneficiary Becomes the Only Owner

When one beneficiary becomes the only owner of the workspace, security delays are automatically enabled.

Any critical change will require a 48-hour waiting period before it takes effect, including:

  • Transaction limit changes

  • Address book updates

  • Team member changes

  • Workspace security setting changes

3.10 Multiple Beneficiaries = Multiple Owners

If the workspace has multiple beneficiaries and owners who joined the process, they will all become owners once the inheritance process is completed. However, no single owner can act alone.

In an inherited workspace, the following changes are not allowed:

In an inherited workspace, adding a new address to the address book is allowed, but it requires approval from another owner.

An immutable transaction limit is also applied in the inherited workspace. This limit:

  • prohibits the use of swaps

  • prohibits the use of DeFi through WalletConnect

  • requires approval from all other workspace owners for any transaction that transfers funds

This ensures that all inherited owners must reach the same decision before assets can be moved.

4. Withdrawing Funds from an Inherited Workspace

To withdraw funds, the new owners must:

  1. agree on the destination addresses for withdrawing the funds with the other heirs

  2. add these addresses to the address book and have the addition approved by another heir

  3. create transactions to withdraw the funds

  4. have these transactions approved by all heirs

  5. have the withdrawal transactions signed by the heir who completed the signing access recovery procedure

5. Other Questions

5.1 The account owner has two-factor authentication (2FA). Can this affect the inheritance process?

No. Two-factor authentication applies to the owner’s account, not to the workspace. The inheritance process is designed so that no actions from the account owner are required. Beneficiaries, guardians, and other owners can initiate and complete the inheritance process using their own accounts.

5.2 A beneficiary missed all emails about the start of the inheritance process and did not join. What happens?

All beneficiaries and guardians are notified by email when the inheritance process starts, as well as about any other actions during the process (such as cancellation of the inheritance request, a beneficiary or owner joining the process, and the reminder sent 7 days before the delay ends). In addition, the inheritance process takes at least six months.

It is the beneficiary’s responsibility to respond in time and join the inheritance process. If a beneficiary does not join within the designated period, they will not gain access to manage the inherited workspace, and their account will be removed after the process is completed.

5.3 The subscription expired after the inheritance process started. How can participants join and complete the process?

If the subscription expires, access to the workspace remains available and the funds stay secure, but some actions (such as withdrawing funds, swapping, or staking) are blocked. Actions related to the inheritance process — initiating, joining, or cancelling — remain available to owners, guardians, and beneficiaries.

If you have any questions or need help, contact us at support@bron.org

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